Impressum

Entwurf — rechtlich zu prüfen: Fachlich fundierter Entwurf. Mit [Platzhalter] markierte Angaben (UID/Handelsregister, Aufsicht/Register, Ombudsstelle) sind vor Veröffentlichung mit den offiziellen Daten zu ergänzen und anwaltlich freizugeben.

This legal notice contains the information required by law concerning the operator of this website (Art. 3 para. 1 lit. s UCA, Swiss Unfair Competition Act) as well as industry-specific information regarding our activity as a financial services provider and insurance intermediary under Swiss law. Where [placeholders] are indicated below, the relevant details are to be completed or confirmed by the client prior to publication. DRAFT - a final review by legal counsel is mandatory.

1. Operator and Party Responsible for the Website

The operator and the party responsible for the content of this website is:

Schweizer Finanzzentrum GmbH

Legal form: Limited liability company (GmbH) under Swiss law

Moosstrasse 64, 3126 Kaufdorf, Canton of Bern, Switzerland

Business Identification Number (UID): [Placeholder: CHE-xxx.xxx.xxx]

Registered in the Commercial Register of the Canton of Bern: [Placeholder: register number / date of registration to be confirmed by the client]

Value Added Tax number: [Placeholder: CHE-xxx.xxx.xxx VAT, where subject to VAT - to be confirmed]

Authorised representatives / owners: Christian Zwahlen and Stefan Jaggy (financial advisers / owners). The precise signatory authority (sole or joint signature) is set out in the Commercial Register entry [to be confirmed].

2. Contact

E-mail: info@schweizerfinanzzentrum.ch [Placeholder: current, operational e-mail address to be confirmed by the client]

Website: www.schweizerfinanzzentrum.ch

Telephone Christian Zwahlen: +41 79 706 10 52

Telephone Stefan Jaggy: +41 78 730 49 34

For the swift handling of your request, please use the e-mail address indicated above by preference.

3. Activity

Schweizer Finanzzentrum GmbH provides personal financial advice and support. Our range of services includes, in particular, the preparation of tax returns, pension and retirement planning, the insurance review, as well as budget advice.

In addition, we broker and place financial and insurance products of product providers.

Our remuneration is based on a combined model: on the one hand through fees (hourly rates or flat fees), and on the other hand through commissions or brokerage fees that we receive from product providers. Whether and to what extent commissions received are retained or passed on to clients is disclosed and bindingly set out by us prior to conclusion of the contract in the pre-contractual information and in the engagement documentation [to be confirmed by the client]. We disclose remuneration from third parties and conflicts of interest in accordance with the statutory requirements (Art. 25 et seq. and Art. 26 FinSA, Financial Services Act).

You will receive the case-specific pre-contractual information pursuant to Art. 8 et seq. FinSA in a separate advance information document; this website does not replace it.

4. Supervision, Register, Insurance Intermediation and Ombudsman's Office

Insofar as we provide financial services within the meaning of the Financial Services Act (FinSA), our client advisers are entered in the register of advisers pursuant to Art. 28 et seq. FinSA.

Register of advisers (FinSA): [Placeholder: name of the registration body and registration number(s) - to be confirmed by the client]

As an insurance intermediary, we are subject to the Insurance Supervision Act (VAG, Insurance Supervision Act). We are an [Placeholder: untied / tied] insurance intermediary. Entry in the register of insurance intermediaries of the Swiss Financial Market Supervisory Authority FINMA: [Placeholder: register number / status - to be confirmed]. We hold the professional indemnity insurance required under the VAG [Placeholder: to be confirmed].

Ombudsman's office: We are affiliated with a recognised ombudsman's office pursuant to Art. 74 et seq. FinSA. [Placeholder: name and contact details of the ombudsman's office - to be confirmed]. In the event of disagreements arising from the client relationship, the free mediation procedure before this ombudsman's office is available to you.

Note: We describe ourselves neither as «independent» nor as «commission-free», as we receive commissions and brokerage fees from product providers.

5. Disclaimer for Content

The content of this website has been compiled with the greatest possible care. However, Schweizer Finanzzentrum GmbH provides no warranty as to the accuracy, completeness and currency of the content provided. Liability for unlawful intent and gross negligence remains reserved (Art. 100 CO, Swiss Code of Obligations).

The information published on this website does not constitute individual financial, tax, pension or insurance advice and does not establish any advisory or mandate relationship. Binding advice is provided exclusively within the framework of an individual engagement (Art. 394 et seq. CO), taking into account your personal circumstances.

Liability claims against Schweizer Finanzzentrum GmbH for damages of a material or immaterial nature arising from access to, use or non-use of the published information, or from technical malfunctions, are excluded to the extent permitted by applicable law. We reserve the right to amend, supplement or delete parts of the website or the entire offering at any time without prior notice.

6. Liability for External Links

This website may contain references (links) to third-party websites. These lie outside our area of responsibility. The respective operator of the linked pages is solely responsible for their content.

At the time of linking, no unlawful content was discernible. We have no influence over the current and future design or the content of the linked pages; a review of their content in the absence of concrete indications of a legal infringement cannot reasonably be expected of us. Any liability for linked third-party content is rejected. Upon becoming aware of legal infringements, we will remove the links in question immediately.

7. Copyright

The content, texts, images, graphics, the logo and the layout published on this website are protected by copyright and are the property of Schweizer Finanzzentrum GmbH or of the respective named rights holders.

Any use, reproduction, modification, distribution or exploitation beyond the limits of copyright law requires the prior written consent of Schweizer Finanzzentrum GmbH or of the respective rights holder. Downloads and copies of this website are permitted only for private, non-commercial use.

8. Data Protection

The processing of personal data is carried out in accordance with the revised Swiss Federal Act on Data Protection (revDSG, Swiss Federal Act on Data Protection). For details on the processing of your personal data, your rights as a data subject, and the use of cookies and analytics tools, please refer to our separate privacy policy.

9. Applicable Law and Place of Jurisdiction

All legal relationships with Schweizer Finanzzentrum GmbH are governed exclusively by Swiss law, to the exclusion of the conflict-of-laws rules of private international law.

To the extent legally permissible and validly agreed, the place of jurisdiction is the registered office of the company [Placeholder: competent court at the registered office in Kaufdorf or in the Canton of Bern - to be confirmed]. The mandatory and partially mandatory statutory places of jurisdiction remain reserved, in particular in favour of consumers pursuant to Art. 35 CPC (Swiss Civil Procedure Code); vis-à-vis consumers, this statement does not establish a conclusive choice of jurisdiction.

Mandatory statutory provisions as well as any special contractual agreements remain reserved.